Dental Insurance Indiana Alternative – Consider Dental Discount Plans in IN
If you can't afford or don't qualify for dental insurance, consider an Indiana dental discount plan. Unlike insurance coverage that comes with restrictions and paperwork, a dental discount plan allows you to visit any participating dentist or oral specialist as much as you want without penalty. If you need to go for multiple treatments, you'll never experience maximum benefit limitations and yearly deductibles.
With an IN dental discount plan, you walk into a participating dentist, show your discount dental plan card and receive instant discount on most dental services. Discount dental plans range in price from $80 to $200 per year and are offered to individuals, couples or families. Most plans require a couple to enroll with the family plan, though a few do offer a mid-ranged plan that covers two people.
Indiana Dental Discount Plans Available in Most of the State
If you are looking for companies offering dental discount plans, you'll find there is a good selection. They include:
- Affordable Family Health Services
- Amacore Dental
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- Indiana Dental Plan
- OptumHealth Allies
- Patriot Plan
- Signature Wellness
Most dental discount plans take effect as soon as you enroll. There are no waiting periods or delays in coverage. Once you enroll, you're entitled to the discounted prices immediately.
Discounted Dental Procedures Usually Covered
An Indiana dental discount plan covers everything from general dentistry to cosmetic oral procedures. You'll receive discounts on everything from oral check-ups to x-rays, fillings to veneers and extractions to teeth whitening.
Typically, preventative dental care like teeth cleaning, x-rays and fluoride treatments offer the greatest discounts of up to 70 percent off. Some plans even throw in one complimentary check-up every year. Orthodontia like braces or retainers usually have discounted rates of up to 25 percent. Items like veneers and teeth whitening offer the lowest discounts, but they are still usually in the 10 to 20 percent discount range with many plans.