Dental Insurance Iowa Alternative – Consider Dental Discount Plans in IA

An Iowa dental discount plan is the best way to get dental coverage without paying hefty insurance premiums. You still benefit from dental care coverage, but you don't worry about deductibles, maximum benefit limits and completing claim forms on time.

With IA dental discount plans, you get immediate discounts at participating dentists as soon as you enroll. There are no wait periods before coverage starts and you don't need to get prior approval to visit a specialist. You can see an orthodontist or oral surgeon when you want and not when your dentist arranges an appointment for you.

Iowa Dental Discount Plans Available

There are a number of companies offering dental discount plans in Iowa. Coverage is available from:

  • Access Dental
  • Aetna
  • Affordable Family Health Services
  • Alliance
  • Amacore
  • Careington Care
  • CIGNA
  • Dental Care Advantage
  • Dent-All Plan, Inc.
  • DenteMax
  • OptumHealth
  • OrthoCare
  • Patriot Plan
  • Signature Wellness
  • UNI-CARE

Before enrolling in a plan, be sure to check the coverage terms. Some plans do offer coverage for orthodontia, but not every plan does. In addition, some plans add additional discounted coverage for hearing and vision care, and some even add discounted pricing for prescription medications.

Iowa dental discount plans range in price from $80 to $200 per year. The more benefits you receive, the higher the plan's yearly membership fee. You will be surprised at how affordable the plans are for both individuals and families.

Enroll and Save Instantly

IA dental discount plans are effective immediately, so you can visit a participating dentist after enrolling and receive the discounted rates. Rates are negotiated by the dentist and the discount dental plan company, but expect discounts ranging from 10 to 70 percent off normal dentist rates. Imagine paying as little as $30 for your dental check-up and not having any limitations on how many cleanings you can have in one year. In addition, some companies include one yearly check-up that won't cost you a penny.

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