Dental Insurance Kentucky Alternative – Consider Dental Discount Plans in KY

Save money and time by choosing a comprehensive Kentucky dental discount plan. Discount dental plans provide negotiated rates on all of your dental needs and often add vision and hearing care discounts too. You don't need to hold off on getting your teeth corrected or having your vision tested because you can't afford vision or dental insurance.

Dental discount plan companies negotiate rates with participating dentists. These discounts are often in excess of 50 percent off common dental procedures like teeth cleaning and fillings. With dental insurance, you have to meet deductibles, wait for your policy to come into effect and never go over the maximum benefit limit. A KY dental discount plan takes effect as soon as you enroll and receive your discount card.

How a Kentucky Dental Discount Plan Works

Once you have your dental discount plan package, make an appointment with any participating dentist or specialist. You never need a referral to see a specialist. When you arrive for your dental care, show the discount card to the dental office and they bill you the pre-negotiated discount rates automatically. Prices are fixed and pre-arranged, so you never need to negotiate with the dentist.

You can visit the dentist as much as you want. There are no limits. You can also see an orthodontist, if you have coverage for orthodontia, without seeking pre-approval. Go visit an oral surgeon when you want, not when your dentist says it's okay.

Kentucky Dental Discount Plan Availability

In many areas of Kentucky, the following companies offer discount dental plans:

  • Access Dental
  • Aetna
  • Affordable Family Health Services
  • Alliance
  • Amacore
  • Careington Care
  • CIGNA
  • Dental Care Advantage
  • Dent-All Plan, Inc.
  • DenteMax
  • Kentucky Dental Plan
  • OptumHealth
  • OrthoCare
  • Signature Wellness
  • UNI-CARE

Rates for the various KY dental discount plans range from $80 to $200 a year. Plans are available for individuals, for couples and for families. Some plans offer additional discount coverage in eye exams, hearing aids, prescription medications, chiropractic care and more boosting your yearly savings for many of your health needs.

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