Dental Insurance Louisiana Alternative – Consider Dental Discount Plans in LA
Imagine bypassing lengthy claim forms and expensive deductibles, you can with an LA dental discount plan. With dental insurance, you often have claim forms to complete after your dental visit. You have to pay the deductibles plus your portion of the dental treatments. And, you often have maximum benefit limits you cannot exceed.
Imagine going to the dentist for a necessary root canal and crown. If your maximum benefit limit is $1,000, you'll be over that limit before the procedure is even completed. You end up having to pay your deductible, your share of the dental procedure and then the amount in excess of your benefit limit. In addition, many dental insurance companies limit you to one root canal and one crown per tooth in a lifetime. If your crown breaks or a new root canal is needed, you're not going to get coverage from your dental insurance company. Add to this the higher yearly cost for the dental insurance, you end up losing money.
With dental discount plans, you pay a much lower yearly membership fee and can get as many treatments as you need at discounted prices. Many LA dental discount plans offer discounts of up to 50 percent on things like crowns and root canals. You save money on the yearly premiums and receive extensive discounts without any restrictions.
Louisiana Dental Discount Plans Available in the State
If you are interested in a Louisiana dental discount plan, you'll find a number of options. They include:
- Access Dental Plan
- Aetna Dental Access
- Affordable Family Health Services
- Alliance HealthCard Gold Card
- Amacore Dental Program
- Careington Care 500
- Careington Select Plan
- CIGNA Preferred Network Access
- Dent-All Plan, Inc.
- DenteMax Discount Dental Plan
- Louisiana Dental Plan
- OptumHealth Allies Dental Program
- OrthoCare Orthodontic Discount Program
- Patriot Plan
- Patriot Plan Plus
- Signature Wellness Plan
- UNI-CARE 100 Discount Dental Plan
- UNI-CARE 200 Discount Dental Plan
- Vital Savings by Aetna
Costs and Savings with a LA Dental Discount Plan
Most Louisiana dental discount plans cost between $80 to $200 a year and are available for individuals, couples and families. Savings vary from plan to plan, but most include discounts ranging from 10 to 70 percent. A handful of discount dental plans throw in one free yearly oral exam with a participating dentist.