Dental Insurance Maine Alternative – Consider Dental Discount Plans in ME
A Maine dental discount plan provides decent coverage without the costly price of a dental insurance plan. Other benefits to dental discount plans are the lack of restrictions. With a discount dental plan, there are no deductibles, no claim forms and no maximum benefit limits. You simply get all of the dental care you need for a low yearly membership fee.
Dental discount plans work differently than dental insurance. You don't need pre-approval to see a specialist. You can go to any participating dentist, oral surgeon or orthodontist and seek treatment for everything from cavities to gaps in your teeth. Cosmetic dental treatments like veneers and teeth whitening are covered, unlike most dental insurance plans that deny coverage for cosmetic procedures.
Dental Discount Plans Available in Maine
There are a number of ME dental discount plans available. Check the directory you receive with your membership guide to find the dentist closest to your location. Participating dentists do vary, so you might have to travel to the nearest city.
- Access Dental
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- OptumHealth Allies
Maine Discount Dental Plan Fees and Prices
The Maine discount dental plan you choose can be for an individual, couple or family. Many plans require couples to enroll with a family plan, but prices are still very affordable. Plans tend to range in price from $80 to $200 a year. You can pay monthly, but if you pay for an entire year at once, many plans extend an additional 10 percent discount boosting your savings even more.The dental care you need will be priced using pre-negotiated rates. Some Maine dental discount plans include one free oral exam per year. Others discount preventative care by up to 70 percent. Cosmetic treatments and orthodontia tend to be discounted by 10 to 25 percent. Crowns, fillings and root canals are frequently discounted by upwards of 50 percent. The discounts vary from company to company, so be sure to research the discount levels for the dental care you most need first.