Dental Insurance Massachusetts Alternative – Consider Dental Discount Plans in MA
Learn about the Massachusetts dental discount plans available in areas of the state. For those who cannot afford insurance or simply do not qualify for group rates because they are unemployed, in college or self-employed, discount dental plans are great alternatives. You get dental coverage for a low yearly rate.
Unlike dental insurance, a MA dental discount plan allows you to see any participating dentist or specialist without pre-approval, claim forms or deductibles. You can see the dentist as much as you want.
Many dental insurance companies will only cover one crown, one root canal or one set of dentures in the policy's lifetime. Dental discount plans never place limits on your oral care.
Massachusetts Dental Discount Plan Availability
If you live in or near Boston or Springfield, there are a number of plans available. They include:
- Access Dental
- Affordable Family Health Services
- Avia Dental
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- Liberty Dental Program of America
- Northeast-Southeast Dental Plan
- Patriot Plan
- Signature Wellness
Dental discount plans in Massachusetts provide discounted services, often with discounts of up to 70 percent, on things like six-month check-ups, X-rays, teeth cleaning, fillings, root canals, veneers and more. Some companies provide free yearly check-ups helping you to save more of your hard earned cash.
MA dental discount plans range from $80 to $200 a year. You can pay the yearly fee at once or have it broken into monthly payments. Some companies extend an additional 10 percent discount to the rates if you pay the yearly fee upfront.
Getting Started with a Massachusetts Dental Discount Plan
Once you enroll, you'll receive a membership packet that includes a discount dental plan membership card and a directory of participating dentists and oral specialists. You can make an appointment with any oral surgeon or dentist without needing a referral. If your plan includes orthodontics coverage, you also will not need approval from your dentist in order to receive the discounted prices.
Make sure you have your card with you and the negotiated rates are automatically billed to your account any time you visit the dentist. You'll never waste time filling out claim forms or have to pay deductibles.