Dental Insurance Missouri Alternative - Consider Dental Discount Plans in MO
A Missouri dental discount plan ensures you have coverage for your dental care needs. Retirees, unemployed workers, college students and the self-employed often struggle to find dental insurance that is both affordable and provides necessary coverage. Dental insurance policies require extensive waiting periods before coverage even kicks in for things like fillings, crowns and root canals. In addition, not every insurance policy covers items like braces and retainers leaving parents struggling to pay for their children's dental requirements.
With a MO dental discount plan, you get coverage on things like preventative dental care, orthodontia and even cosmetic procedures like teeth whitening and veneers. There are no waiting periods, deductibles or maximum benefit limits.
Companies Offering MO Dental Discount Plan Coverage
Many companies offer dental discount plan coverage in Missouri. Rates vary depending on if you require individual coverage or family coverage. On average, expect to pay $80 to $200 a year. The company negotiates discounted rates of up to 70 percent with participating dentists. You simply walk into the dental office, show your discount dental plan card and you receive immediate discounts on most of your dental care needs.
With dental discount plans there are few exceptions, but make sure you get the coverage you need. If orthodontia is something you know you will be having done, verify that the discount dental plan covers visits to participating orthodontists.
Companies offering MO dental discount plans include:
- Access Dental
- Affordable Family Health Services
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- OptumHealth Allies
- Patriot Plan
- Signature Wellness
Avoiding the Expense of Dental Insurance
Because dental insurance premiums are soaring to new levels and many policies are limiting your coverage by setting low yearly maximum benefit limits, it makes sense that you look into affordable MO dental discount plans. You pay one low fee and receive extensive discounts on all of your dentistry.