Dental Insurance New Hampshire Alternative - Consider Dental Discount Plans in NH
Residents of New Hampshire save money when they purchase a NH dental discount plan. While dental insurance is expensive and often unavailable to the self-employed, a discount dental plan provides you with dental coverage for a fraction of the cost.
While many dental insurance policies cost upwards of $100 to $150 a month for a family, many dental discount plans cost that much for an entire year. The savings are incredible.
Understanding how New Hampshire Dental Discount Plans Work
A dental discount plan is nothing like dental insurance. Instead of paying a portion of typical dentist fees while the insurance company pays the rest, a dental discount plan provides a substantial discount on all dental fees. The company offering the dental plan negotiates lower rates with the participating dentist, often at rates that are 60 to 70 percent lower.
NH dental discount plans cover most dentistry, including treatments and procedures that traditional dental insurance often bypasses. Cosmetic treatments like veneers and teeth whitening are discounted with a discount dental plan.
New Hampshire Dental Discount Plan Availability
The following companies offer NH dental discount plan options:
- Access Dental
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- Liberty Dental Program
- Northeast-Southeast Dental Plan
- OptumHealth Allies
- Patriot Plan
- Signature Wellness
Yearly membership fees range from $80 to $200 per year. Some dental discount plan coverage includes discounts on orthodontia, but not every plan does extend this coverage. Make sure the plan you choose offers the discounts you need.
Plans vary greatly in terms of benefits. While Access Dental is much cheaper than Signature Wellness, Signature Wellness throws in two free dental check-ups per year, so you'll save money there. In addition, Signature Wellness is one of a handful of companies that add discounted coverage on additional plans including chiropractic, vision and hearing care.
Some New Hampshire dental discount plans throw in discounted prescription drug coverage too. You can go to any participating pharmacy and get tremendous discounts on your prescription medications.