Dental Insurance North Carolina Alternative - Consider Dental Discount Plans in NC
Self-employed workers, retirees and college students all can benefit from a NC dental discount plan. For many people, dental insurance is out of reach. Some companies only extend benefits using group plans to companies with a certain number of employees, other companies do offer individual rates, but they can be outrageously high. In some areas, Delta Dental's individual dental insurance plans cost $100 to $150 a month.
Dental discount plan coverage typically costs $80 to $200 per year. You get discounts of up to 70 percent at participating dental practices. There are no claim forms to fill out, deductibles to reach and maximum benefit limits to keep track of.
Why Choose NC Dental Discount Plans
One of the best things about discount dental plan coverage is that most dental practices are discounted. While dental insurance refuses to extend coverage for cosmetic treatments like veneers or teeth whitening or pay for resin (white) fillings used in molars, there are no restrictions with discount dental plans.
The resin filling argument is an important point of contention. Few dental insurance companies will extend coverage unless the fillings are in visible front teeth. They consider resin fillings in molars to be cosmetic. Meanwhile, dentists all agree that resin fillings last longer and are safer than metal fillings. Metal (composite) fillings are generally a mix of silver, tin, copper, zinc and mercury. Even if the mercury is in small percentages, over time it can leech into your bloodstream and cause permanent damage to your cells. Dental discount plan coverage will cover resin fillings in all of your teeth, not just the front ones.
North Carolina Companies Offering Dental Discount Plan Coverage
If you want North Carolina dental discount plan coverage, look at these following companies:
- Access Dental
- Affordable Family Health Services
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- Patriot Plan
- Signature Wellness
If you can't afford or simply want an alternative to dental insurance, consider an NC dental discount plan. The yearly membership fees are much easier on the wallet and the discounts extended by participating dentists are more than reasonable.