Dental Insurance North Dakota Alternative - Consider Dental Discount Plans in ND
Save money on dental insurance by choosing a ND dental discount plan. Unlike traditional dental insurance, discount dental plans offer coverage on every dental treatment from the moment you enroll. Often dental insurance sets restrictions forcing you to wait for a minimum six months before the company will cover pricey treatments like root canals and crowns.
Dental discount plans in North Dakota are available in large cities, but not every where. You should make sure there are participating dentists in your area or that you are willing to drive to the nearest location.
How North Dakota Dental Discount Plan Memberships Work
When you enroll in a dental discount plan, you'll have the option to pay for the full year or break the fee into monthly payments. Often times, companies extend an additional discount to those who pay for a full year at once. With the discounted yearly payment, you can lower the average dental discount price by upwards of 10 percent.
Once you have your membership information, you pick any participating dentist and receive discounted rates for everything from check-ups to veneers. While dental insurance often refuses coverage on cosmetic dentistry, there are rarely exclusions with discount dental plans. You can save anywhere from 10 to 70 percent on services including teeth whitening, crowns, fillings, fluoride treatments and x-rays.
Best of all, with a ND dental discount plan, there are no waiting periods, deductibles or yearly maximum benefit limits. Another issue with North Dakota dental insurance is the fact that many companies restrict the number of root canals, bridges or crowns you can have done in a year. You can go to the dentist as often as you need and receive necessary treatments without any restrictions.
Participating Dentists are Plentiful in the Fargo Area
There are a number of participating dentists accepting dental discount plans in the Fargo area. Companies offering ND dental discount plan coverage include:
- Careington Care
- Dent-All Plan, Inc.
- Patriot Plan
- Signature Wellness
Many of these plans include discounted rates for visits to orthodontists, so you'll save money on braces, retainers and more. Rates for discount dental plans are much less expensive than dental insurance. On average, expect to pay $80 to $200 per year. Coverage is available for individuals and families.