Dental Insurance Ohio Alternative - Consider Dental Discount Plans in OH
Looking for an alternative to dental insurance? Consider an Ohio dental discount plan. Dental insurance hits people with deductibles that must be reached before insurance kicks in, waiting periods before more costly dental procedures are covered by insurance and small yearly maximum benefit limits. Many dental insurance companies set that maximum benefit limit at $1,000, and after just one root canal and crown, you'll end up paying for the rest of your dental care out of your own pocket until the next year.
Another issue people have with dental insurance is the lack of availability for affordable coverage. Unless you work for a large company that qualifies for group rates, you're often stuck with individual plans that cost upwards of $200 a month.
Ohio dental discount plan coverage is unique and much more affordable. Instead of high monthly insurance premiums, you pay one low yearly fee. A family plan usually costs between $150 and $200 for the full year, while individual plans are as low as $80 for a year. Many companies allow you to break the yearly fee up into manageable monthly payments. Some will extend a 10 percent discount on the already low fees if you pay the full year at time of enrollment.
Companies Offering OH Dental Discount Plans
The following companies offer dental discount plans in Ohio.
- Access Dental
- Affordable Family Health Services
- Amacore Dental
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- Patriot Plan
- Signature Wellness
Savings to Expect with an OH Dental Discount Plan
If you go for two yearly dental exams and teeth cleanings every year, the average cost turns out to be around $500, including x-rays. With a dental discount plan membership card in hand, you can pay as little as $250. Rarely does a year go by that you don't need additional dental work such as fillings. You can expect to save about 50 percent on these other dental practices.
If you want to improve your smile using cosmetic procedures like veneers or teeth whitening, an Ohio dental discount plan will cover those treatments, usually at discounts of 10 to 25 percent off. With the much lower yearly premiums and extensive list of dental discounts, you save a lot of money using a discount dental plan instead of insurance.