Dental Insurance Utah Alternative - Consider Dental Discount Plans in UT
Dental insurance is expensive, so many are considering UT dental discount plans. While a dental discount plan is not insurance, it offers many of the same benefits making dental care extremely affordable.
While dental insurance usually requires people to pay a high monthly premium, with a dental discount plan, you pay yearly. You can break payments up creating a monthly schedule with many companies, but you're often rewarded with a 10 percent discount if you pay for a full year when you enroll. The typical cost of a Utah dental discount plan is $80 to $200, so you can save up to $20 by paying at once.
Discount Dental Plans Available in Areas of Utah
A number of companies offer discount dental plans in Utah. They include:
- Dental Care Advantage
- Patriot Plan
- Signature Wellness
Discounts vary between companies, but expect to save anywhere from 10 to 70 percent off the normal dental fees. Preventative care is often discounted at the highest rates. Some companies even throw in one or two free oral exams and bite-wing x-rays per year. Cosmetic and orthodontic discounts typically range between 10 and 30 percent.
Using Your Utah Dental Discount Plan
To use a dental discount plan, you need your membership package to arrive. Most come within a few days of your enrollment. There are no waiting periods on things like root canals and crowns like many dental insurance companies require before they'll cover those treatments. You can go to a specialist without a referral and seek the dental care you need immediately.
Your membership package comes with a directory of participating dentists. When you call for an appointment, verify that that office still does accept the discount dental program.
When you arrive for your appointment, show your discount dental card to the front office and you'll automatically be billed at the lower rates. Unlike dental insurance, you do not fill out claim forms and wait weeks or months for reimbursement. The discounts are instantaneous and given to you before you leave the office.