Dental Insurance Virginia Alternative - Consider Dental Discount Plans in VA
Learn why a Virginia dental discount plan is beneficial to your health and your wallet. Don't skip out on the benefits because you can't afford insurance. Discount dental plans are just as helpful as insurance and cost far less.
Many people report paying dental insurance premiums averaging $100 to $150 a month. If you work for a large company, you'll qualify for group rates. Small companies, self-employed workers, retirees, unemployed workers and students often struggle to find dental insurance they can afford. If the premiums are attainable, the coverage is usually limited. With dental discount plans, you get discounts on most every dental practice and save money on your monthly or yearly payments.
Billing System for VA Dental Discount Plan Coverage
Dental insurance is billed as a monthly premium. Those who are employed often pay for this coverage weekly or bi-weekly when it is automatically deducted from their paycheck. Others must pay the premium on-time every month. If you purchase the dental insurance as an individual, you generally have the option of paying monthly, quarterly or yearly.
With a discount dental plan, you have two options. You can have the yearly fee broken down into monthly payments or pay for a full year when you enroll. Most dental discount plans cost $80 to $200 per year, if you can pay the full year, many companies extend additional discounts of 10 percent off the already low rates.
Once you enroll in a VA dental discount plan, you can go to any participating dental office and receive discounts of 10 to 70 percent off normal dental prices. Your savings are immediate. There are no waiting periods for coverage to start and no restrictions on how often you can visit a dentist. Best of all, you never need to get referrals to see a dental specialist.
Dental Discount Plans Sold in Virginia
Enjoy a number of dental discount plans in Virginia. Choices include:
- Access Dental Plan
- Aetna Dental Access
- Aetna Vital Savings
- Affordable Family Health Services
- Alliance HealthCard Gold Card
- Amacore Dental Program
- Careington Care 500 Series
- Careington Select Plan
- CIGNA Preferred Network Access
- Dental Care Advantage
- Dent-All Plan, Inc.
- DenteMax Discount Dental Plan
- Dominion 6000X Individual Program
- Northeast-Southeast Dental Plan
- OptumHealth Allies Dental Program
- Patriot Plan and Patriot Plan Plus
- Signature Wellness Plan
- UNI-CARE 100 and 200 Discount Dental Plans