Dental Insurance West Virginia Alternative - Consider Dental Discount Plans in WV
Enjoy the benefits of a West Virginia dental discount plan. Not only do you benefit from immediate discounted rates, but you also have a lower monthly or yearly premium and gain access to specialists without waiting for a referral.
A WV dental discount plan is a great substitute for dental insurance. With premiums increasing, many people simply cannot afford dental insurance coverage, especially if they do not qualify for group rates. Dental insurance premiums can go as high as $200 a month for family coverage. With a discount dental plan, you can pay less than $200 for an entire year.
Companies Offering West Virginia Dental Discount Plan Coverage
If you reside in West Virginia, the following companies offer dental discount plans.
- Access Dental
- Aetna Dental
- Affordable Family Health Services
- Avia Dental
- Careington Care
- Dental Care Advantage
- Dent-All Plan, Inc.
- Patriot Plan
- Signature Wellness
Your yearly dental discount plan membership fee depends on the plan and coverage you select. Individual plans are the least expensive, while family plans obviously cost more because they cover more people. Some discount dental plans add discount coverage for things like hearing aids, prescription medications and vision care, so you save more. If you have health insurance that offers coverage for those items, you might not need that additional coverage.
Paying for the full year's membership cost at once often leads to an additional discount. Check when you enroll to see if you can benefit by paying the full year's fee in one shot.
Using Your WV Dental Discount Plan
After enrollment, you'll receive a membership package in the mail. In this package is a guide to participating dentists and oral specialists, your discount dental plan's benefit schedule and a membership card. Take this card with you when you go to the dentist to receive the discounted prices on all dental services.
Unlike dental insurance, most West Virginia dental discount plans cover cosmetic dentistry. You can save 10 to 30 percent on things like veneers and teeth whitening. Preventative care usually comes with the most substantial discounts that range from 30 to 70 percent.