Exotic Pet Health Insurance

Exotic Pet Health Insurance

Exotic pet health insurance isn't as hard to find as it was in years past. One company now offers insurance for your pet snakes, rabbits, rats, turtles, opossums, Vietnamese potbellied pigs, ferrets and more. If you want to ensure your small or exotic pet, you'll be amazed at how low prices are and just how many companies are offering pet insurance plans. With any luck, more companies will follow suit in the near future so that pricing can be even more competitive.

VPI Exotic Pet Health Insurance

VPI (Veterinary Pet Insurance Company) offers exotic pet health insurance policies through their toll-free number. The Californian company's medical pet insurance is underwritten by the National Casualty Company and is A+15 rated.

For thirty years, VPI has been highly recommended by veterinarians. You get to choose any veterinarian in your area. Pay the vet bill at the time of service, fax or mail the claim form to VPI and they'll quickly send you your reimbursement check.

Animals Covered by VPI Exotic Pet Health Insurance

VPI's list of exotic animals is long and includes everything, including goats, rodents and amphibians. Here is the full list:

Chameleons

Chinchillas

Ferrets

Frogs

Geckos

Gerbils

Goats

Guinea pigs

Hamsters

Hedgehogs

Iguanas

Lizards

Mice

Opossums

Potbellied pigs

Rats

Rabbits

Snakes

Sugar gliders

Tortoises

Turtles

Fish are not covered.

Coverage to Expect with Exotic Pet Health Insurance Policies

Exotic pet health insurance coverage through VPI does cover many costly procedures. The company pays up to 90 percent of your veterinary bill or benefit schedule, depending on which is lowest after your deductible is subtracted.

There is a $7,000 limit per policy year and a $2,000 maximum per incident. The policy for exotic pet health insurance covers surgeries, x-rays and veterinary hospitalization. Prescription medications and lab fees are also covered under VPI's exotic pet health insurance.

The exotic pet insurance does not cover experimental procedures, special diets or nutritional supplements. Contact the company for a complete list of excluded medical treatments and procedures.

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