VPI Pet Health Insurance - Vet Insurance for Pets

VPI Pet Health Insurance - Vet Insurance for Pets

VPI pet insurance is recommended by 90 percent of all veterinarians. The company has been around since 1982. It's available in all of the United States, including Washington D.C., and covers a wide array of conditions and illnesses.

Backed by the National Casualty Company, a subsidiary of Nationwide Mutual Insurance, your claims are handled quickly and accurately. Best of all, coverage is available for more than cats and dogs. VPI pet insurance is also available for birds and exotic animals like hedgehogs, snakes and potbellied pigs.

Using Your VPI Pet Insurance Policy

After enrolling with VPI pet insurance, your pet can see any veterinarian. When you go, you will pay for the services before leaving the veterinary office. Once you get home, fill out a claim form and mail or fax it to VPI. They will go over the bill and calculate the amount they owe using the benefit schedule. They'll subtract the deductible, if necessary, cut you a check and get it in the mail.

VPI Pet Insurance Benefit Schedule

To keep their premiums low, VPI pet insurance uses a benefit schedule. This means that there is a maximum limit that VPI medical pet insurance will pay per condition, test or treatment. Examples of their benefit limits include:

Diagnosis of congestive heart failure - $143

Testing for a cardiac arrhythmia - $95

Chemotherapy for a mast cell tumor - $174/maximum of $800 with applicable cancer rider

Treatment and testing for antifreeze poisoning - $239

Treatment and testing for heat stroke - $252

CT scan - $400

MRI - $500

Bird and Exotic Pet Health Insurance

VPI pet insurance is the only company to offer coverage for birds and exotic animals. The list of pets that the company covers is huge. You can purchase pet insurance for:

Amphibians

Chinchillas

Cockatoos

Ferrets

Finches

Goats

Guinea pigs

Hedgehogs

Opossums

Parakeets

Parrots

Potbellied pig

Rabbits

Reptiles

Rodents

Snakes

Sugar gliders

Tortoises

Turtles

Bird pet insurance plans cover bacterial and viral infections, feather picking, egg binding surgery and more. VPI medical pet insurance covers 90 percent of eligible services and has a maximum benefit limit of $7,000 per year or $2,000 per incident. You must call the toll-free number to enroll your bird.

Exotic pet insurance covers surgeries, prescription medications, x-rays and hospitalization. This policy also pays 90 percent of eligible services. It will cover $2,000 per incident and $7,000 per year. Again, you must call the toll-free number to enroll your exotic pet.

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